Privacy Policy
Last updated September 2026. This explains what we keep and why.
1. What we collect
Your name, email, phone number, handle, profile photo and the transactions you make. When you link a bank we keep only the routing number and the last four digits of the account.
2. How we use it
To run your account, move money you ask us to move, show your transaction history, prevent fraud, and contact you about your account.
3. Your PIN and password
We never store your PIN or password as readable text. Only a scrambled, one-way version of your PIN is saved so we can check it when you sign in.
4. Who can see your details
People you pay or who pay you can see your name, handle and photo. We do not sell your personal information.
5. Your choices
You can update your details or turn notifications off any time in your profile. Write to support@bagwire.app to ask for a copy of your data or to close your account.