Terms of Service
Last updated September 2026. By using Bag App you agree to the terms below.
1. Your account
You must be at least 18 years old and give accurate information. Keep your password, PIN and handle safe — you are responsible for activity on your account.
2. Sending money
Transfers between Bag App balances are final once completed. Always double-check the recipient before you tap Send Now.
3. Balances
Your Bag App balance is not a bank deposit and does not earn interest. Bank connections are handled by our partners.
4. Acceptable use
No fraud, no illegal payments, and no using Bag App on someone else's behalf without their permission. We may suspend accounts that break these rules.
5. Changes
We may update these terms. If a change matters, we'll let you know in the app before it takes effect.